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Here’s How to Avoid a Scam After a Disaster

Here’s How to Avoid a Scam After a Disaster

A disaster is never a fun thing to do through. This can cause a lot of trouble and a lot of damage to your home and your possessions. You need to make sure that your home insurance policy will come through for you. You also need to make sure you are paying attention and that you are avoiding a scam that could potentially arise after a disaster. The following are some of the tips that will help you in this area. Falling for a scam after a disaster could be just like another mini disaster. Take your time and really make sure that everything works out for you just like you would like it to. Your plan is supposed to protect you at this point.

Builders

Sometimes there will be builders that try to get you to make temporary repairs. Temporary repairs can be covered by some home insurance plans, but dishonest builders will charge you more then it actually costs to do the work. You might not have enough money for permanent repairs, but do not pay too much for a temp job. This would be a smart time to get written estimates to see who will provide you with the best work. Also, a scam can come if the builder tells you that a large deposit is required. When you hand over the deposit then you run the risk of slow work, or work that is never completed. Sometimes you might not be able to contact them again. Contact the Better Business Bureau and get the track record of anybody who you are thinking of hiring.

Attorneys

Be wary of someone who shows up at your door after a disaster looking for your business. You do not want to be someone who attorneys can make a quick buck off of, and skip town before any results come through. Public adjusters are provided by your insurer, so you might want to use them. If you do hire an attorney then make sure they are qualified for your case. You do not want to be spooked into signing a contract, because you might be signing over a large portion of your insurance settlement and not even know it. Once again, you are already the victim, so no need in becoming the victim again.

Insurance Trouble

You can get rid of any coverage trouble that you might have by just being sure of what your insurance is going to provide for you. If you read through your policy before you sign it then you will know whether or not you are able to use what is being offered. When a disaster strikes then you need to make sure that the insurer you are working with is following your plan exactly like they said they would. This is why you need to make copies of what you agreed to. If you have any troubles or you notice something wrong then call the home insurance company’s attention to it immediately.

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