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	<title>Lower Rates Blog</title>
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	<link>http://www.lowerrates.com</link>
	<description>Just another WordPress weblog</description>
	<pubDate>Thu, 29 Oct 2009 15:42:25 +0000</pubDate>
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			<item>
		<title>Congress to Change Credit Card Laws</title>
		<link>http://www.lowerrates.com/congress-to-change-credit-card-laws.php</link>

		<description><![CDATA[Congress passed credit card reform with significant bipartisan support. The president then signed the Credit CARD Act into law in May of 2009. The law changes how and what credit card issuers can charge consumers. Minimum payments, interest rates, and disclosure are all regulated by the new rules. Find out how the law will affect you and when it will go into effect in this post.]]></description>
			<content:encoded><![CDATA[Congress passed credit card reform with significant bipartisan support. The president then signed the Credit CARD Act into law in May of 2009. The law changes how and what credit card issuers can charge consumers. Minimum payments, interest rates, and disclosure are all regulated by the new rules. Find out how the law will affect you and when it will go into effect in this post.]]></content:encoded>
			</item>
		<item>
		<title>Get Visitor Health Insurance before Traveling</title>
		<link>http://www.lowerrates.com/visitor-health-insurance-traveling.php</link>

		<description><![CDATA[Nobody wants to end up in the hospital while they are traveling.  Unfortunately, this sometimes happens.  Not only can this ruin your vacation, it can also lead to financial ruin.  Many insurance companies will not cover hospitalizations or doctor visits while abroad, and nearly none of them will cover an emergency medical evacuation.  You don\'t have to worry about the costs of medical care while traveling to a foreign country; visitor health insurance can cover the costs of doctors, hospitalization, and even emergency evacuation while you are abroad.]]></description>
			<content:encoded><![CDATA[Nobody wants to end up in the hospital while they are traveling.  Unfortunately, this sometimes happens.  Not only can this ruin your vacation, it can also lead to financial ruin.  Many insurance companies will not cover hospitalizations or doctor visits while abroad, and nearly none of them will cover an emergency medical evacuation.  You don\'t have to worry about the costs of medical care while traveling to a foreign country; visitor health insurance can cover the costs of doctors, hospitalization, and even emergency evacuation while you are abroad.]]></content:encoded>
			</item>
		<item>
		<title>Why Employers Can Ask for Your Credit Report</title>
		<link>http://www.lowerrates.com/employers-and-your-credit-report.php</link>

		<description><![CDATA[Your prospective employer can pull your credit report information with your permission when you apply for a job. Current employers can also examine your credit report with your consent. The information in your report may influence the employer's decision to hire or retain you as an employee. Of course, employers face certain limitations in accessing employees' reports. Read on to learn more about the restrictions on employer access to credit reports and how they affect you.]]></description>
			<content:encoded><![CDATA[Your prospective employer can pull your credit report information with your permission when you apply for a job. Current employers can also examine your credit report with your consent. The information in your report may influence the employer's decision to hire or retain you as an employee. Of course, employers face certain limitations in accessing employees' reports. Read on to learn more about the restrictions on employer access to credit reports and how they affect you.]]></content:encoded>
			</item>
		<item>
		<title>Do I Need the Swine Flu Vaccine?</title>
		<link>http://www.lowerrates.com/do-i-need-the-swine-flu-vaccine.php</link>

		<description><![CDATA[People with certain medical conditions, careers or ages will want to get a swine flu vaccine to protect them from symptoms that could turn fatal. Others may be able to skip getting the shot altogether.]]></description>
			<content:encoded><![CDATA[People with certain medical conditions, careers or ages will want to get a swine flu vaccine to protect them from symptoms that could turn fatal. Others may be able to skip getting the shot altogether.]]></content:encoded>
			</item>
		<item>
		<title>The Best Time to Buy a New Vehicle</title>
		<link>http://www.lowerrates.com/best-time-to-buy-a-new-vehicle.php</link>

		<description><![CDATA[You can buy a car in January.  You can buy a car in February.  You can buy a car any time of the year.  Not all car buying times are equal.  Most people buy cars from sales persons.  You can buy your car from a computer.]]></description>
			<content:encoded><![CDATA[You can buy a car in January.  You can buy a car in February.  You can buy a car any time of the year.  Not all car buying times are equal.  Most people buy cars from sales persons.  You can buy your car from a computer.]]></content:encoded>
			</item>
		<item>
		<title>Take Advantage of Low Interest Rates on New Cars</title>
		<link>http://www.lowerrates.com/low-interest-rates-on-new-cars.php</link>

		<description><![CDATA[The national economy and interest rates have long followed each other’s leads, rising and falling in unison. Now that the country’s financial condition is on the road to recovery, interest rates on new cars are certain to return to their previous high levels. But it’s not too late to take advantage of the historically low interest rates. By acting now, you can get lower rates, save money and end up with a new vehicle that was previously out of your budget.]]></description>
			<content:encoded><![CDATA[The national economy and interest rates have long followed each other’s leads, rising and falling in unison. Now that the country’s financial condition is on the road to recovery, interest rates on new cars are certain to return to their previous high levels. But it’s not too late to take advantage of the historically low interest rates. By acting now, you can get lower rates, save money and end up with a new vehicle that was previously out of your budget.]]></content:encoded>
			</item>
		<item>
		<title>Why It&#8217;s a Good Idea to Check Your Credit Report Often</title>
		<link>http://www.lowerrates.com/why-check-credit-report-often.php</link>

		<description><![CDATA[Many people become victims of identity theft. This is because they don't keep a close watch over their personal information. You should always keep your personal information private. If you don't an identity theft could get a hold of it. If they do it could cause you a lot of problems.]]></description>
			<content:encoded><![CDATA[Many people become victims of identity theft. This is because they don't keep a close watch over their personal information. You should always keep your personal information private. If you don't an identity theft could get a hold of it. If they do it could cause you a lot of problems.]]></content:encoded>
			</item>
		<item>
		<title>GAP Insurance Explained</title>
		<link>http://www.lowerrates.com/gap-insurance-explained.php</link>

		<description><![CDATA[GAP insurance closes the gap.  You can buy GAP insurance anywhere.  GAP insurance can be very expensive.  GAP insurance can be very inexpensive.  GAP insurance is supplemental insurance.  Buy GAP insurance today if you can.]]></description>
			<content:encoded><![CDATA[GAP insurance closes the gap.  You can buy GAP insurance anywhere.  GAP insurance can be very expensive.  GAP insurance can be very inexpensive.  GAP insurance is supplemental insurance.  Buy GAP insurance today if you can.]]></content:encoded>
			</item>
		<item>
		<title>How Big of a Threat is Swine Flu?</title>
		<link>http://www.lowerrates.com/how-big-of-a-threat-is-swine-flu.php</link>

		<description><![CDATA[The swine flu shares some of the same symptoms as the flu. You may experience more severe respiratory problems. If you think you have swine flu, you should visit your doctor immediately. Early detection is the best way to keep from spreading swine flu. You should do all you can to keep from infecting others.]]></description>
			<content:encoded><![CDATA[The swine flu shares some of the same symptoms as the flu. You may experience more severe respiratory problems. If you think you have swine flu, you should visit your doctor immediately. Early detection is the best way to keep from spreading swine flu. You should do all you can to keep from infecting others.]]></content:encoded>
			</item>
		<item>
		<title>Is an HMO Plan Right for You?</title>
		<link>http://www.lowerrates.com/is-an-hmo-plan-right-for-you.php</link>

		<description><![CDATA[An HMO, or Health Maintenance Organization, plan is the cheapest form of health insurance coverage. On the other hand, HMO members have to surrender a great deal of choice in exchange for these savings. Policyholders are limited in the physicians they can see and the hospitals they may choose. HMO members must also get referrals from their primary care physician before seeing specialists. Read on for help deciding if an HMO plan is right for you.]]></description>
			<content:encoded><![CDATA[An HMO, or Health Maintenance Organization, plan is the cheapest form of health insurance coverage. On the other hand, HMO members have to surrender a great deal of choice in exchange for these savings. Policyholders are limited in the physicians they can see and the hospitals they may choose. HMO members must also get referrals from their primary care physician before seeing specialists. Read on for help deciding if an HMO plan is right for you.]]></content:encoded>
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